For safer international transactions, on behalf and order of the Customer, Moza undertakes the commitment to pay the beneficiary immediately or on a set future date, based on the documental proof approved between the parties With the Documentary Credit, the payments risks are reduced, guaranteeing the safety of foreign trade transactions and enabling and consolidating new commercial relationships. It is not just a Credit but an irrevocable engagement on the part of the issuing Bank, evidenced by a SWIFT message and proven by documents that certify the commercial transaction and that constitute the Credit counterpart for the financial institutions. Advantages for the Exporter: Allows obtaining a guarantee of payment; Allows obtaining or granting Funding; Moza ensures the issuing Bank obligation (confirmation); Banking process in accordance to the Uniform Customs and Practice (U.C.P) of the International Chamber of Commerce ; Potentiates and consolidates commercial relationships, reducing the payment risk. Advantages for the Importer: The shipping demands/conditions and formalization are an integrating part of the Credit; Guarantee immediate or on a set future date refund for the exporter; Allows avoiding advance payment; Allows obtaining funding; Allows controlling the merchandise; Banking process in accordance to the Uniform Customs and Practice (U.C.P) of the International Chamber of Commerce; Potentiates and consolidates commercial relationships, reducing the non-receiving risk.

With Moza's Bank Guarantees, the payment and execution of your Company's obligations towards third parties is guaranteed, even for international transactions. Bank Guarantees are a Credit modality per signature. This way you can count on a flexible product that meets your business needs, allowing you to free treasury amount to other business areas. Advantages: Fast execution; Lower costs when compared with other Funding modalities, since no fund is disbursed ; Avoids the mobilization of funds or the use of Funding because it replaces the Security Deposits needed to ensure specific contracts.

Moza helps you reduce the cost of your commercial transactions. The Documentary Collection is a payment method in which the Supplier (Originator) gives specific instructions to submit the documents to the Importer (Drawee), against prompt payment or payment on a set future date. Advantages for the Exporter: Facilitates the access to bank Funding; Minimizes the credit risk; Reduces the time for receiving the funds. Advantages for the Importer: Reduces costs with regard to Documentary Credit; Minimizes the default risk with regard to the contractual obligations undertakes by the exporter.