The Moza Business Debit Card is the ideal mean to manage your Company's day to day needs allowing the immediate access to the Current Deposit Account, 24 hours per day, 7 days per week, 265 days per year. This is a valid method of payment within the national and international scope, at the ATMs (Automated Teller Machines) and POS (Points of Sale) identified with the Visa or Ponto 24 symbols. Advantages: Immediate access to the Company's Current Account; Valid in Mozambique and abroad; Valid at ATMs (Automated Teller Machines) and POS (Points of Sale) identified with the Visa or Ponto 24 symbols; Convenient, modern and safe means of payment; Access to Moza Banco functionalities and services via ATM; Safer transactions thanks to a chip that is incorporated in the Card.

Moza makes your Company's day to day management easier. Via a permanent line of credit, you can make purchases and withdrawals (cash-advance) in Mozambique and anywhere in the world in a safe and comfortable way at any time. You can also take advantage of the benefits in Visa Network's partner establishments. Advantages: Methods of payment valid in Mozambique and abroad; Valid at ATMs (Automated Teller Machines) and POS (Points of Sale) identified with the Visa or Ponto 24 symbols; Convenient, modern and safe means of payment; Access to a permanent line of credit; Package of insurances associated with the Card; Safer transactions thanks to a chip that is incorporated in the Card;   Global Assistance from the Visa Network; Benefits in Visa partner institutions (trips and accommodation, purchases/shops, entertainment and lifestyle).

The Txapo Txapo’s Rechargeable Prepaid-card has arrived, ideal for controlling your monthly expenditures, online purchases, payments of services or even to teach your kids to manage their allowances.   Discover our Advantages:          Rechargeable;          Total control over the available balance;          Total safety inside and outside the country;          Access to Moza features and services via ATM;          Online shopping and Moza Já services.    

You need to pay a supplier in advance? Easy solution, Moza solves your problem. The Pledged Current Account facilitates your Company's short term financial management. With the aim to avoid possible liquidity and treasury management problems, you can guarantee the access to Funding only when you need it. Advantages: Ceiling in accordance to the Company's needs; Negotiable and competitive interest rates; The terms, amounts and interest rate are flexible in accordance to the Company's needs. The Credit is easy to use with several movement options available; Available in foreign currency (USD, ZAR and EUR).    

Flexible and ideal solution for your company's specific cash needs. With immediate availability of the amount negotiated, you can use the Authorised Overdraft limit at any time and whenever you need it, through normal use of the Current Account. How does it work? The use of the Authorised Overdraft is made for each payment/overdraft in the associated Current Account, up to the contracted limit.   Benefits Immediate availability of capital; Ease of use and repayment of capital; Negotiable amount, rate and term according to the company's treasury needs. Allows for increases and renewals of the limit, subject to Credit analysis; Available in foreign currency (USD, ZAR and EUR).

For short-term needs, Moza's Discount of Promissory Notes is the ideal solution for your business. It is a Financing supported by a security, valid for a predetermined period and whose main objective is to finance operating expenses or specific treasury requirements.   Benefits: Simplicity and speed in obtaining credit; Maximum negotiable value; Negotiable and competitive interest rates; Flexibility of deadlines, amounts and interest rates according to the needs of the Company.