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Accounts

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Valor Account

The account that opens the doors to the best that Moza has to offer. Debit, Credit and Prepaid Cards, valid in Mozambique and abroad Savings and Investment Accounts, with attractive rates Credit and Leasing at rates adjusted to your capacities Support services to manage your accounts and your daily life What are you waiting for? Present your ID document, your NUIT, proof of income, proof of residence, and become a Moza customer.

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Moza Salário Account

Receive your salary at Moza and enjoy an account that eases your worries. Discover our conditions: For customers with salaries above 15,000 MT First annual fee of the Debit Card free of charge Access to an authorized overdraft of 40% of monthly salary Account control through Moza Net and Moza Já

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Moza Júnior Account

The perfect account for the young ones. Discover our conditions: Minimum opening amount: 50 MT Access to Junior Savings Account Access to Txapo-Txapo Prepaid Card Possibility to create standing orders for topping up the account

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Services

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SMS and Email Alerts

It’s easy, immediate and very convenient. Just fill in the service subscription form to have your Bank closer to you! This SMS and Email alert service is available for the following packages: Day-to-day transactions; Loans; Savings; Services.

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Janela Única Electronic Payment

Simplify the payment of Customs’ procedures Comply with the customs’ procedures of your goods in a convenient manner and effect the respective payments before arrival. Advantages: Swiftness in the customs’ clearance of goods; Cost reduction of clearance; Reduction of bureaucracy and simplification of the whole process; Possibility to submit the customs’ declaration and pay all duties through Moza, even before arrival; Possibility of making payments through internet banking.

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Direct Debits

Find out everything you can do with the Direct Debit service: Collect all invoices from Customers that authorize operations; No maximum limit of customers per file; Register new customers (joining your services); Automatic processing through a specific application.

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General Conditions of Account Opening

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General Conditions for Acount Opening

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Digital Channels

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Moza Net

Discover the main features: Checking Balances, Movements and NIB; National transfers; Debit and Credit Card control; Card request; Setting up Term Deposits; Loan Simulations Control of credit accounts; Multiple Transfers Payment of invoices; Possibility of reusing details from recent operations; Consultation of transaction details and confirmation slip extraction for all transactions.

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Moza Mobile

At your side, everywhere! With Moza Mobile, you can access your account, make payments and transfers, wherever you are, as long as you have access to a mobile network. It is simple, fast and free. To manage your day-to-day with Moza Mobile is not just easy. It is incredibly easy! How does it work? 1. Android Devices Via Google Play Store you can access Moza Mobile and download it to your mobile device. The access credentials are the same as those for your Internet Banking service. 2. Apple Devices Via Apple App Store you can access Moza Mobile and download it to your mobile device. The access credentials are the same as those for your Internet Banking service.

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Moza Já (USSD Banking)

Perform various operations through your mobile phone, anytime, anywhere after adhering to the service at a Moza Branch. Just dial * 247 # What can you do with Moza Já? Consult balances; Consult transactions; Consult exchange rates; Access Crédito Já; Transfers; Payments.

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