Services

It’s easy, immediate and very convenient. Just fill in the service subscription form to have your Bank closer to you!  This SMS and Email alert service is available for the following packages: Day-to-day transactions; Loans; Savings; Services.

Simplify the payment of Customs’ procedures Comply with the customs’ procedures of your goods in a convenient manner and effect the respective payments before arrival. Advantages: Swiftness in the customs’ clearance of goods; Cost reduction of clearance; Reduction of bureaucracy and simplification of the whole process; Possibility to submit the customs’ declaration and pay all duties through Moza, even before arrival; Possibility of making payments through internet banking.

Find out everything you can do with the Direct Debit service: Collect all invoices from Customers that authorize operations; No maximum limit of customers per file; Register new customers (joining your services); Automatic processing through a specific application.

Always be connected to Moza. With our MT 940 Statement Account Sending Service, you can receive in real time, wherever you are, all the information about your banking transactions and balances; through SWIFT format electronic transmission (Interbank Financial Interchange Society).    Characteristics: Periodicity of receipt of statement of accounts defined by the customer; Choice of sending account statements with or without transactions; Facilitates and simplifies the reconciliation process of banking transactions and balances; Information sent and received in real time; Flexibility to join the Service. Advantages: Convenience; Quick; Efficiency;

To provide a service with reinforced security mechanisms, Moza is implementing a set of improvements and new features in (Moza Net), its internet banking. Among these improvements is the implementation of an additional validation level – the SMS TOKEN. The SMS Token is a seven (7) number code that is sent to your Mobile number whenever you want to carry-out any transaction.  Then you enter the code in the system. This aims to ensure that the operation is being performed by the respective account’s holder. To carry-out any transactions in Internet Banking follow the steps below: Step 1: Access Internet Banking and enter your credentials; Step 2: Carry-out the desired transaction/operation; Step 3: After confirming the data, visit the page of transaction’s confirmation where you must enter your confirmation key and the Token sent to your Mobile number; Remember: To continue carrying out transaction in Internet banking, you must have your Mobile number up to date with the Bank. Should you have changed your Mobile number, go to the nearest branch and update your data.

With the POS Moza Business you can access an Authorised Overdraft with special conditions and immediate availability to add value to your business at any time and whenever you need it, through normal use of the Current Account.   Benefits: Attractive interest rate; Simple and flexible subscription; Set-up fee waived; Pre-Approved Financing.   Characteristics Interest rate: Financial System Prime Rate + Spread of 1.00%**; Term: Minimum 6 months and maximum 12 months. *Average volume traded via POS in the last 6 months, ** May vary according to market conditions.   Requirements Be a POS Moza account holder; To access the authorised overdraft facility:- Individual and SME (Retail and Private) customers Monthly average volume of POS transactions equal to or above 100,000.00 MT;  - New subscriptions Customers new to the market - the overdraft will be charged 30 days following installation of the POS; Customers with accounts in other banks - must provide proof of financial involvement, as well as a statement of account for the last 6 months and a financial statement / balance sheet for the last 3 months.

You can now transfer money from your Moza account to the main national Digital Wallets (M-Pesa, MKesh and e-Mola) and vice-versa, from our Digital Channels, Moza Já (*247#), Moza Net (INTERNET BANKING), Moza Mobile and also conveniently, at any Moza branch. Besides this facility, designed especially for you, the transfer service to the Digital Wallets allows you to make transfers, on Moza Net, to up to 10 beneficiaries in a single operation. This is one more innovation aiming to make our services ever more accessible and adjusted to the expectations and needs of our esteemed customers. For more information on this service, contact your Account Manager or our Call Center service.

With the Moza Virtual POS, you can receive payments in a quick, practical, and secure manner in real time, even if your customer does not have their card with them. In other words, you just need to access SIMO's USSD platform (*124#) and follow the instructions. Benefits: Greater mobility and flexibility in payments; Fast, simple and secure, reducing the risk of loss or theft of valuables; Unique Merchant Code made immediately available to the Customer; Available 24 hours a day; Service for all types of payments of goods and services; Validation of the transaction via SMS – there is no need for exchange/printing of any payment slips. Join now at any Moza branch and give your business more value!

With the automatic statement sending service, you can receive all the information on your bank transactions and the balance of your Current Account directly in your inbox, every month, free of charge. This service is a secure and convenient solution to control transactions on your account, thereby reducing the need to request the issue of statements or to go to the branch, allowing you to save precious time and resources. Benefits: No associated costs; Greater control and better management of Current Account transactions; Simple and quick to subscribe.